Inflation Impact Calculator
See how inflation silently erodes your purchasing power over time. Find out what salary you'll need in the future to maintain your current lifestyle.
Your Details
Enter your current income or amount
$
%
years
Your $50,000 will only buy $37,205 worth of goods in 10 years
That's a loss of 25.6% in purchasing power
Future Value
$37.2K
Purchasing Power Lost
-25.6%
Salary Needed
$67.2K
Raise Needed
+34.4%
Purchasing Power Over Time
How your $50,000 changes over 10 years
The Impact Explained
Understanding what 3.0% inflation means for you
Today
$50,000
Your current value
In 10 Years
$37,205
Real purchasing power (in today's dollars)
To maintain the same purchasing power, you would need to earn $67,196 in 10 years. That's a 34.4% increase from today.
Year-by-Year Breakdown
See how inflation chips away each year
| Year | Real Value | Lost This Year | Total Lost | Salary Needed |
|---|---|---|---|---|
| Year 1 | $48,544 | -$1,456 | -$1,456 | $51,500 |
| Year 2 | $47,130 | -$1,414 | -$2,870 | $53,045 |
| Year 3 | $45,757 | -$1,373 | -$4,243 | $54,636 |
| Year 4 | $44,424 | -$1,333 | -$5,576 | $56,275 |
| Year 5 | $43,130 | -$1,294 | -$6,870 | $57,964 |
| Year 6 | $41,874 | -$1,256 | -$8,126 | $59,703 |
| Year 7 | $40,655 | -$1,220 | -$9,345 | $61,494 |
| Year 8 | $39,470 | -$1,184 | -$10,530 | $63,339 |
| Year 9 | $38,321 | -$1,150 | -$11,679 | $65,239 |
| Year 10 | $37,205 | -$1,116 | -$12,795 | $67,196 |
Protecting Against Inflation
- Negotiate annual raises that at least match inflation
- Invest in assets that historically outpace inflation (stocks, real estate)
- Consider Treasury Inflation-Protected Securities (TIPS)
- Keep only necessary funds in low-interest savings accounts
- Regularly review and adjust your financial plan